401k Allocation

Our 401k allocation system has two components. One is International / Emerging Markets and the other Small / Mid Cap. The chart above is a history of Fidelity Emerging Markets Fund utilizing our International/Emerging component. The line depicts the Fund by itself from October 2007 through today. It is down over 40% in this period of time. The line is red when the system told you to be in cash (money market) and green when it told you to be invested in the emerging markets fund. Had you done as it recommended your investment would have looked like the followingchart:

The flat periods depict while you were in cash and the jagged periods while you were invested in the emerging markets fund. Had you simply held onto the fund you would be down over 40% today but had you utilized this system you would be up over 50%. What a huge difference.

This system was designed in the mid '90s so the results are real. Not backtested.

If you're interested in looking further at this service goto http://www.ewatch401k.com or simply click on the rescue helicopter in the left margin.